Engineers Archives - Page 4 of 4

Engineering Inc. – 2013 Professional Liability Insurance Survey of Carriers

By Lynda

Incredibly, even the global economic crisis hasn’t hardened the Professional Liability Insurance market for Architects and Engineers. Today, there are more insurance companies offering A&E policies than ever. And, thanks to the increasing insurance savvy of Design Professionals (particularly those utilizing the services of specialist brokers), new Professional Liability insurers are offering more in the way of risk management and pre-claims assistance, too.

You’ll find all this information and more outlined in the The Hard Market That Never Came, an analysis of the 2013 Professional Liability Insurance Survey of Carriers, in the February 2014 issue of Engineering, Inc. Continue reading “Engineering Inc. – 2013 Professional Liability Insurance Survey of Carriers”

THIS is How We Get Girls Into Engineering!

By Lynda

Much has been made in recent years about the low percentage of women in the engineering industry, but comparatively little progress has been made. The question remains: How do we encourage a young girl’s interest in designing, problem-solving, experimenting, developing, and building? Because if we can do that with the current generation of imaginative, technologically-inclined youngsters, there could well be a marked increase in the number of women who choose careers from among the broad range of engineering disciplines.

This new advertisement from GoldieBlox, which has “developed a set of interactive books and games to ‘disrupt the pink aisle and inspire the future generation of female engineers’”, is a fantastic start!

[youtube=http://www.youtube.com/watch?v=UFpe3Up9T_g&w=640&h=360]

Set to the tune of the Beastie Boys’ famously catchy Girls, we see the execution of a fabulous Rube Goldberg machine as a trio of excited would-be engineers uses their perpetually pink toys to play a new version of house.

There may be many answers to the question of gender disparity in the engineering industry, but this is definitely one of the more fun, optimistic ones. Well done, GoldieBlox! And just in time for Christmas.

Insurance 102: Property Coverages for Architects & Engineers

By Lynda

This issue of ProNetwork News is meant to serve as a basic reference guide to the property insurance coverages typically purchased by design firms. Last month we posted a companion piece, Insurance 101: The Things You Always Wanted to Know About Liability Coverage But Were Afraid to Ask.

We continue our overview of insurance products of interest to design professionals with this review of property coverages that may apply to the needs of your particular practice. As always, we encourage you to ask your broker what insurance is right for you.

BUSINESS PROPERTY INSURANCE

Whether you lease or own your office, you need to insure office equipment, furniture, fixtures, computer equipment, phone systems, fax/copiers, valuable papers and fine arts for fire, theft and water damage. Insuring these valuables for “replacement cost” on an “all-risk form” means that your business is most likely to be reimbursed properly for a covered loss. If you lease furniture and equipment, the lessor will require this coverage and will be designated as a “loss payee.” Landlords of rented property usually require their tenants to maintain property coverage for the rented space to cover improvements and betterments provided to the leaseholder.

Since most design firms are heavily dependent on computer systems, it is important to properly inventory equipment and software.. For example, the cost to reproduce plans and specifications kept on computer files is significant when considering the insured value of valuable papers and records. However, no limit of insurance is a substitute for reliable backup procedures.

Stand-alone IT coverage packages, including security breach, are evolving almost daily. They can cover both first party losses (yours) and third-party losses (those for which you may be liable to others). Ask your broker what products may best apply to your needs.

VALUABLE PAPERS INSURANCE

A/E firms have in their possession valuable papers and documents whose destruction would prove very costly. Maps, plans, specifications and books are some examples. All-risk protection is generally available excluding wear and tear, gradual deterioration and vermin. Certain valuable papers may be insured specifically, or “scheduled.” More commonly, a blanket limit is established to cover all valuable papers. Articles insured on a blanket basis are covered for their replacement cost. Scheduled items are covered on a valued basis even though it is not possible to replace them with like kind and quality. Continue reading “Insurance 102: Property Coverages for Architects & Engineers”

Why should Architects & Engineers use a specialist Insurance Broker?

By Lynda

At our fall meeting last month, a panelist asked an important question:

Why is an insurance broker necessary for design professionals? Shouldn’t architects and engineers be able to access insurance companies and purchase Professional Liability policies directly?

Members of a/e ProNet are professional, independent brokers who serve the insurance needs of design professionals. Membership in our association is by invitation only, and members must be experienced and have a minimum number of design professional clients, as well as a minimum amount of premium volume. Our members must also provide their clients with services beyond the sale of a professional liability policy.

In addition to knowing the professional liability marketplace, they negotiate the best product at the best price for their clients. That negotiation happens every year at renewal time, and because our members are independent—not obligated to any one insurance company—they are in the best position to compare and contrast policies. Often, the time and expertise this process requires is underestimated by A/E clients. With a specialist broker, the A/E can rest assured that they have an advocate annually, both in relation to their bottom line and their exposure as a professional in a demanding and risky environment.

Most importantly, though, that advocacy doesn’t end when the renewal has been processed. The rest of the year, our members’ clients can count on their specialist brokers to provide services such as contract review, accredited continuing education, and other risk management services. Continue reading “Why should Architects & Engineers use a specialist Insurance Broker?”

Did you hear the one about the architect?

By Lynda

For Monday, a few jokes about our favorite professionals… architects & engineers:

After working with our design staff for months on the renovation of an existing building for our office, we asked ourselves, “How many architects does it take to design an architect’s office?” The answer: too many! — Linda Derivi, AIA

When a surgeon makes a mistake they bury the patient. When an architect makes a mistake all one can do is plant vines. — Tim Stormont

An architect is said to be a man who knows a very little about a great deal and keeps knowing less and less about more and more until he knows practically nothing about everything, whereas, on the other hand, an engineer is a man who knows a great deal about very little and who goes along knowing more and more about less and less until finally he knows practically everything about nothing. A contractor starts out knowing practically everything about everything, but ends up by knowing nothing about anything, due to his association with architects and engineers. — AglaiaDaae

The optimist says the glass is half full. The pessimist says the glass is half empty. The engineer says the glass is twice the size it needs to be. — MukMan

Inspired by a recent post on the AIA California Council blog.

Nature-Inspired Engineering to Inspire Public at UC Riverside

By Lynda

Water bears. Undersea snails with teeth harder than steel. Shrimp that clobber their prey with “hammer-like clubs that accelerate at speeds exceeding that of a .22 caliber bullet”. Do I have your attention?

These are just a few of the marine animals which engineering professor David Kisailus and his students will bring to the Riverside Metropolitan Museum this weekend. Why? To talk about how these strange, exotic, and even bizarre organisms can inspire human engineering.

The event will showcase research done in Kisailus’s Biomimetics and Nanostructured Materials lab by both Riverside undergraduates and a team of younger students from Mira Loma Middle School.

The event is scheduled from 1 p.m. to 4 p.m. at the museum, 3580 Mission Inn Ave., Riverside. It is free and open to the public. Advance registration is not required. Read more about the event at the UC Riverside website.

Nine student groups will present on Saturday. Here are just a couple of our favorite abstracts:

Water bears go where no man has gone before

Students: Steven Herrera, Ashley Carrillo, Irma Gonzalez and Tayler Halverson

Abstract: Water bears possess a talent for survival. They can live in the vacuum of space, resist the pressure of deepest ocean trench six times over, and bear temperatures from one degree above absolute zero to 300°F. Researchers at UC Riverside unravel the secrets of this microscopic lumberer.

Using snails with tough glowing shells for deep space expeditions

Students: Jessica Hernandez, Leslie Martinez, Jessica Richardson and Chris Salinas.

Abstract: Mollusks have evolved a wide range of calcified shells to survive in a variety of habitats. Certain mollusks (gastropods) have a shell with an architecture that makes it tough. Here, we study a very unique gastropod, which is tough and also has evolved to allow green light to penetrate through its thick shell. Investigation of the structure of this shell could lead to development of fracture resistant windows that control intensity and wavelength of light, which would be used for growing plants for food on deep space missions.

We’re intrigued!

All nine abstracts can be found in the original announcement on the UC Riverside website.

Conflicting Trends in the Engineering Industry

By Lynda

School is back in session for Engineering students across the country. So, let’s talk about the future of Engineering. It is one of the oldest fields of study. It is also an industry integral to the everyday workings of our infrastructure. What can we expect of and for our engineers in the next two decades?

Recently, the American Society of Mechanical Engineers released a study on the future of the Mechanical Engineering profession, specifically. The survey included results from 1,200 engineers with a minimum of two years of experience in mechanical engineering-related positions. According to an article in Virtual-Strategy Magazine, “The study also revealed that early career engineers and students will play a major role in meeting global challenges over the next 10-20 years, especially in the areas of sustainability or renewable energy, bioengineering and biomedical fields, nanotechnology, green building technology, energy storage, smart grids and greenhouse gas mitigation.”

Other positive results from the survey showed that over the next 20 years:

The prestige of working as an engineer will increase
The financial rewards of working as an engineer will be greater
The number of engineers working in less-developed countries will be greater
The need for engineers to increase their ability to communicate more effectively, increase language skills and manage global teams will increase
Skills in motion simulation, animation and virtual prototype creation are needed

This is all great news, both for Engineering students still looking forward to beginning their careers, as well as for those who graduated in recent recession-hobbled years and may have struggled to enter the Engineering workforce.

But there is another trend in the Engineering industry that doesn’t quite jive with this expected uptick in demand, prestige, and reward. Even a cursory review of the enrollment figures for Top Engineering Schools indicates the presence of the problem. Continue reading “Conflicting Trends in the Engineering Industry”